Why a Prepaid Credit Card?

So why a Prepaid card? Easy if more people had a prepaid card versus a credit card we would all be in a better place today. The average American has $6,000 in debt with interest rates rising every month it becomes harder and harder to the average Joe to pay off their debt.

Well you probably thinking ok well, I will just use my bank debit card. Well let’s just think of this as a perfect world and everyone can get a bank account, when there are millions of people out there who are denied a bank account every day. Two letters to worry about when using your bank card OD (Over Draft), have you ever over spent what you had on your account like on a pack of gum that in the end cost you about $25, ouch... Do you really want to use your bank debt card…? In today’s world you must have plastic to live, but also in today’s world it’s hard not to worry when using your bank debit card online with all of the fraud issues out there.

If you have a bank account then it is a great way to shop online without exposing your bank account. If you do not have a bank account, they work the same way. They offer online bill pay a branded Visa or MasterCard which are accepted worldwide and they are FDIC insured. Find the right prepaid debit card for you.

Vision Premier Visa Prepaid Debit Card

New card, great features. The Vision Premier Prepaid card has been around for some time now but in late January 2010 they released updated pricing. The activation fee is the same $9.95, and has been geared towards direct deposit users. If you do not plan to do direct deposit there is a conditional fee of $4.95 a month. Now that we have the fees out of the way what is special about the card?

PreCash the parent company of the Vision Prepaid cards thought hard and surveyed users to see how they could make The Vision Premier Card better. The top complaints for the card were that users did not want to see fees when they try to spend there month or if they need to call for support. PreCash made it happen, there are no more transaction fees and customer service is now free. So now when you go to spend your money you do not have to worry about getting hit with fees and if you have a problem, no problems just call customer service.

Get Yours Today!